Suze Orman

• "Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.“
• "The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.“
• "The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.“
• "Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'“
• "A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.“
• "In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.“
• "A wise woman knows how to summon her courage and do what is right, rather than what is easy.“
• "You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.“
• "So many financial dreams are thwarted by the failure to act upon good intentions.“
• "We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.“
• "So many financial dreams are thwarted by the failure to act upon good intentions.“
• "The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.“
• "A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.“
• "Owning a home is a keystone of wealth - both financial affluence and emotional security.“
• "Many people are in the dark when it comes to money, and I'm going to turn on the lights.“
• "No one's ever achieved financial fitness with a January resolution that's abandoned by February.“
• "A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.“
• "You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.“
• "A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.“
• "When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.“
• "Owning a home is a keystone of wealth - both financial affluence and emotional security.“
• "It's easy to underestimate the real cost of home ownership.“
• "I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.“
• "Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.“
• "People first, then money, then things.“
• "If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.“
• "Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.“
• "Many people are in the dark when it comes to money, and I'm going to turn on the lights.“
• "Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.“
• "The key to making money is to stay invested.“
• "Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.“
• "The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.“
• "Who would you want to be giving you advice? Somebody who doesn't have any money?“
• "The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.“
• "They got married, they got divorced, and half their money goes out the window.“
• "I always say, 'People first, then money, then things.'“
• "If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.“
• "Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.“
• "Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.“
• "I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.“
• "The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.“
• "If you're not staying on top of your money, you are putting your financial well-being at risk.“
• "Never, ever invest money that you will need prior to three to five years - minimum.“
• "To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.“
• "In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.“
• "Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.“
• "Here's my gift-giving rule: Respect your current financial situation.“
• "Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.“
• "In order to create lasting security you must learn to stand in your truth.“
• "We women know how to take care of everybody so well. But the one person we have written out of the equation is us.“

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